Licenses
Company License Last Updated: July 22, 2024
Expensify ACH Services are provided by Expensify Payments LLC, a licensed provider of money transmission services. All money transmission services are provided by Expensify Payments LLC, in accordance with Expensify Payments LLC’s licenses.
Expensify Payments LLC (NMLS ID: 2017010) is licensed in the following US jurisdictions:
Alabama
License number: 829
Statute: Sale of Checks Act
Regulator: Alabama Securities Commission
Alaska
License number: AKMT-013585
Statute: Alaska Money Services Act
Regulator: Alaska Department of Commerce, Community, and Economic Development
*Please see below for additional disclosures.
Arizona
License number: 1014381
Statute: Transmitters of Money Act
Regulator: Arizona State Banking Department
Arkansas
License number: 102328
Statute: Uniform Money Services Act
Regulator: Arkansas Securities Department
California
License number: 2731
Statute: Money Transmission Act
Regulator: California Department of Financial Protection and Innovation
*Please see below for additional disclosures.
Colorado
License number: 500288
Statute: Money Order Act
Regulator: Colorado State Banking Commissioner
Customer Notice
Connecticut
License number: MT-2017010
Statute: Money Order and Travelers Check Licensees Act
Regulator: Connecticut Department of Banking
Delaware
License number: 031235
Statute: The Sale of Checks Act
Regulator: Delaware Office of the State Bank Commissioner
District of Columbia
License number: MTR2017010
Statute: Money Transmitter Law
Regulator: District of Columbia Department of Consumer and Regulatory Affairs
Florida
License number: FT230000312
Statute: Money Transmitters Code
Regulator: Florida Office of the Controller
Florida Office of Financial Regulation
200 E. Gaines Street
Tallahassee, FL 32399-0376
Tel: 1-800-848-3792
Georgia
License number: 2017010
Statute: Sale of Checks Act
Regulator: Department of Banking and Finance
Idaho
License number: MTL-2272
Statute: Money Transmitters Act
Regulator: Idaho Department of Finance
Illinois
License number: MT.0000396
Statute: Transmitters of Money Act
Regulator: Illinois Department of Financial Institutions
Illinois Division of Banking
320 West Washington Street
Springfield, IL 62786
Tel: 1-800-532-8785
Indiana
License number: 60481
Statute: Money Transmitter Act
Regulator: Indiana Department of Financial Institutions
Iowa
License number: 2020-0144
Statute: Money Services Act
Regulator: Iowa Division of Banking
Kansas
License number: MT.0000183
Statute: Money Transmitter Act
Regulator: Office of the State Bank Commissioner
Kentucky
License number: SC733843
Statute: Kentucky Money Transmitters Act of 2006
Regulator: Office of Financial Institutions
Louisiana
License number: 2017010
Statute: Sale of Checks and Money Transmission Act
Regulator: Louisiana Office of Financial Institutions
Maine
License number: 2017010
Statute: Money Transmitters Act
Regulator: Maine Office of Consumer and Credit Regulation
Maryland
License number: 2017010
Statute: Maryland Money Transmission Act
Regulator: Maryland State Bank Commissioner
1100 North Eutaw Street, Suite 611
Baltimore, MD 21201
Tel: 1-888-784-0136.
Michigan
License number: MT0023209
Statute: Money Transmission Services Act
Regulator: Michigan Office of Financial and Insurance Regulation
Minnesota
License number: MN-MT-2017010
Statute: Money Transmitters Act
Regulator: Minnesota Department of Commerce
Minnesota Department of Commerce
85 7th Place East, Suite 280
Saint Paul, MN 55101
Tel: 800-657-3602
Mississippi
License number: 2017010
Statute: Sale of Checks Act
Regulator: Department of Banking and Consumer Finance
Missouri
License number: 2017010
Statute: Sale of Checks Law
Regulator: Missouri Division of Finance
Nebraska
License number: 2017010
Statute: Sale of Checks Act
Regulator: Nebraska Department of Banking and Finance
Nevada
License number: MT11149
Statute: Issuers of Instruments for Transmitter or Payment of Money
Regulator: Department of Business And Industry
State of Nevada Department of Business and Industry
Financial Institutions Division
3300 W Sahara Avenue Suite 250
Las Vegas, NV 89102
Tel: (866)858-8951
New Hampshire
License number: 23689-MT
Statute: Licensing of Money Transmitters
Regulator: New Hampshire Banking Department
New Jersey
License number: L072595
Statute: New Jersey Money Transmitters Act
Regulator: New Jersey Department of Banking and Insurance
New Mexico
License number: 2017010
Statute: Uniform Money Services Act
Regulator: New Mexico Regulation & Licensing Department
North Carolina
License number: 193907
Statute: Money Transmitters Act
Regulator: North Carolina Banking Commission
North Dakota
License number: MT103697
Statute: Money Transmitters Act
Regulator: North Dakota Department of Financial Institutions
North Dakota Department of Financial Institutions
2000 Schafer Street, Suite G
Bismarck, ND 58501-1204
Tel: (701) 328-9933
Ohio
License number: OHMT198
Statute: Transmitters of Money
Regulator: Ohio Department of Commerce
Oklahoma
License number: 2017010
Statute: Oklahoma Financial Transaction Reporting Act
Regulator: Oklahoma Banking Department
Oregon
License number: 2017010
Statute: Money Transmitters Act
Regulator: Oregon Department of Insurance and Finance
Pennsylvania
License number: 78723
Statute: Money Transmitter Act
Regulator: Pennsylvania Department of Banking
Puerto Rico
License number: TM-113
Statute: Money Services Business Regulatory Act
Regulator: Puerto Rico Bureau of Financial Institutions
Rhode Island
License number: 20214200CT
Statute: Rhode Island Currency Transmissions Act
Regulator: Rhode Island Division of Banking
South Carolina
License number: 2017010
Statute: South Carolina Anti-Money Laundering Act
Regulator: South Carolina Office of the Attorney General
South Dakota
License number: 2017010.MT
Statute: Money Transmission
Regulator: South Dakota Division of Banking
Tennessee
License number: 2017010
Statute: Tennessee Money Transmistter Act of 1994
Regulator: Tennessee Department of Financial Institutions
Tennessee Department of Financial Institutions
Tennessee Tower 26th Floor
312 Rosa L. Parks Avenue
Nashville, TN 37243
Tel: 1-800-778-4215
U.S. Virgin Islands
License number: MT-46
Statute: Uniform Money Services Act
Regulator: U.S. Virgin Islands Division of Banking and Insurance
Utah
License number: 187
Statute: Money Transmitter Act
Regulator: Utah Department of Financial Institutions
Vermont
License number: 100-199, 100-211 (DBA "Expensify")
Statute: Money Services Act
Regulator: Vermont Department of Banking, Insurance, Securities and Health Care Administration
Virginia
License number: MO-405
Statute: Money Order Sellers and Money Transmitters
Regulator: Virginia Bureau of Financial Institutions
Washington
License number: 550-MT-128253
Statute: Uniform Money Services Act
Regulator: Washington Department of Financial Institutions
West Virginia
License number: WVMT-2017010
Statute: Money Transmission Services
Regulator: West Virginia Division of Banking
Wisconsin
License number: 209-SOC
Statute: Seller of Checks Law
Regulator: Wisconsin Department of Financial Institutions
Wyoming
License number: 7280
Statute: Wyoming Money Transmitter Act
Regulator: Wyoming Department of Audit, Division of Banking
Consumer Fraud Warning
While we always prioritize the security of you and your business, consumers are encouraged to practice awareness and be on the lookout for potential fraud. Only send money to people you know and trust! Once you submit a payment, it cannot be canceled – and funds may not be returned once the transmission is complete. Make sure you’ve verified the recipient and want to send them money. If you believe you have been the victim of fraud or would like to report suspected fraud, please contact Expensify Payments LLC immediately at concierge@expensify.com or toll-free at 1-833-400-0904. Protect yourself by learning more about consumer fraud and scams in connection with money transmission with these resources:
The Consumer Financial Protection Bureau’s Fraud and Scams resource page
The Federal Trade Commission’s Consumer Advice resource page
Alaska Residents Only
If your issue is unresolved by Expensify Payments LLC (1-833-400-0904), please submit formal complaints with the State of Alaska, Division of Banking & Securities.
Please download the form here:
Submit formal complaint form with supporting documents:
Division of Banking & Securities PO Box 110807 Juneau, AK 99811-0807
If you are an Alaska resident with questions regarding formal complaints, please email us at dbs.licensing@alaska.gov or call Nine Zero Seven Four Six Five Two Five Two One
California Consumers Only
If you have complaints with respect to any aspect of the money transmission activities conducted via this website, you may contact the California Department of Financial Protection and Innovation at its toll-free telephone number, 1-866-275-2677, by email at consumer.services@dfpi.ca.gov, or by mail at the Department of Financial Protection and Innovation, Consumer Services, 2101 Arena Boulevard, Sacramento, CA 95834.
RIGHT TO REFUND
You, the customer, are entitled to a refund of the money to be transmitted as the result of this agreement if Expensify Payments LLC does not forward the money received from you within 10 days of the date of its receipt, or does not give instructions committing an equivalent amount of money to the person designated by you within 10 days of the date of the receipt of the funds from you unless otherwise instructed by you.
If your instructions as to when the moneys shall be forwarded or transmitted are not complied with and the money has not yet been forwarded or transmitted, you have a right to a refund of your money.
If you want a refund, you must mail or deliver your written request to Expensify Payments LLC at 401 SW 5th Ave, Portland, OR 97204. If you do not receive your refund, you may be entitled to your money back plus a penalty of up to $1,000 and attorney's fees pursuant to Section 2102 of the California Financial Code.
Texas Customers Only
If you have a complaint, first contact the consumer assistance division of Expensify Payments LLC at concierge@expensify.com, if you still have an unresolved complaint regarding the company's money transmission activity, please direct your complaint to: Texas Department of Banking, 2601 North Lamar Boulevard, Austin, Texas 78705, 1-877-276-5554 (toll free), www.dob.texas.gov.
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