Ramp vs. Expensify: which should you choose

Ramp vs. Expensify: which should you choose

If you’re looking for a spend management platform or a company credit card, chances are you’re neck-deep in research. And while research is crucial to making the right decision, finding the software that meets your needs is no small feat.

That’s why we created this guide on Expensify vs. Ramp. Learn how the platforms differ and which is best for your company below.

Expensify vs. Ramp: similarities

No matter which software you choose, there are some features you can always count on and use for your business. These include:

  • A free corporate card program

  • Expense approval rules

  • Compatibility with Google and Apple Pay

  • Multi-level approvals

  • Receipt scanning and organization

  • Reimbursement management

  • Spend control and insight

  • Syncing abilities with various banks

  • Distance and expense tracking

Expensify vs. Ramp: differences

When comparing Expensify to Ramp, it’s important to note that the two services aren’t exactly the same. Here’s a breakdown of the features Expensify has that Ramp is missing:

  • Expenses must be exported manually in Ramp, while Expensify auto-exports all expenses.

  • Integrations in Ramp are limited and are fee-based, while Expensify's integrations are included.

  • Ramp lacks live chat support, unlike Expensify’s 24/7 customer support and dedicated onboarding specialists.

  • Ramp’s partner programs have restrictions and may not align well with typical customers, unlike Expensify’s partners.

  • Ramp’s bill pay feature has limited options for reviewing and resolving issues.

  • Insights given via Ramp offer limited value in comparison to Expensify.

  • Expensify allows for more flexibility when it comes to expense approvals.

  • Expensify has customized category naming options that are mapped directly to your GL account.

  • Expensify allows for more customization and automation for group expenses than Ramp.

  • Expensify welcomes individuals and freelancers as clients, while Ramp does not.

Features, compared

See why companies prefer Expensify over Ramp for all their spend management needs — just based on the number of features alone!

Expensify

Expensify

Ramp

Free corporate card program

Works with Apple and Google Pay

Expense and multi-step approval rules

All-in-one solution (expense, invoicing, bills, travel, Expensify Card)

Comprehensive card perks program, including up to 2% cash back

Supports third-party corporate cards

SmartScan OCR receipt capture

Automatic mileage tracking

Multi-currency support

Integrated travel booking

Live chat support

Delegated access (full access, limited access, and vacation delegates)

All accounting integrations include individual per-card export, at no extra cost

Pricing breakdown

In business, cost matters. Below we break down the pricing differences between us and our competitor Ramp, along with other factors that must be considered when it comes to cost vs. features available. 

Does Ramp charge a fee?

Both Ramp and Expensify offer free plans for users. Ramp’s paid plans start at $15/user while Expensify’s paid plans start at $5/user.

How much does Expensify cost?

Expensify has several pricing plan options, including free plans and a use-based plan at $5 per active user, which includes all advanced functionality, unlimited Expensify corporate cards, and no extra fees! Plus, you can earn up to 2% cash back with every purchase on the Expensify Card to offset your monthly bill.

Learn more about our plans on our pricing page.

Make the smarter choice

If you’re looking for an alternative to Ramp, Expensify is the clear winner. Not only do we ensure you have all the features you need to organize your back office, but the app also provides expert insight into your company spend. Just another way we put our customers first.

Still in research mode? Learn more about how we fare against other competitors:

So what are you waiting for?

Enter your email or phone number to start simplifying your preaccounting with Expensify's expense management services.

Joanie Wang

Joanie is the Director of Marketing and Brand at Expensify, and possibly the only Bahhston native who doesn't run on Dunkin’. She is "outside-y," enjoys food-based travel, and loves John Mayer maybe a little too much.